Oasis Esate Agents, 4 Clarence Street, Staines-upon-Thames, Surrey, TW18 4SP
Exclusive Off-market Sales

MEET OUR SALES TEAM

The most rewarding part of my job as Managing Director is encouraging and developing my team and watching as they reach their full potential both individually and together, to maximise their potential. I also thoroughly enjoy welcoming past and new customers to the business.

Steven Harvey Founder & Managing Director

MEET OUR SALES TEAM

I love my job when we hand the keys over to the new buyers, knowing that we have found them their ideal home, and when my clients selling thank me when we have managed to get them moved.

Jonathan Stanton Sales Director

MEET OUR SALES TEAM

As a lifelong resident of Staines-upon-Thames, I love to work within the local area and to play an important role within the community, assisting landlords in looking after their properties and ensuring they are looked after and occupied by excellent tenants.

Simon Goodger Sales Manager

HELP TO BUY SCHEME

EVERYTHING YOU NEED TO KNOW ABOUT THE HELP TO BUY SCHEME

If you’re looking at buying a new home, the various options available to you might seem a little overwhelming. But whether you need assistance in finding your new home or taking care of your finances, we are here to help!

HELP TO BUY: EQUITY LOAN

With a Help to Buy: Equity Loan, the government lends you up to 20% of the cost of your newly built home, which means you only have to contribute a 5% deposit and secure a 75% mortgage.

The government doesn’t charge interest/loan fees on the 20% loan for the first five years that you own your home either. This gives you the chance to save more money towards paying the loan or even a deposit for another property in the future.

HELP TO BUY: SHARED OWNERSHIP

If you can’t afford the mortgage on 100% of a home, Help to Buy: Shared Ownership offers you the chance to buy a share of your home (between 25% and 75% of the home’s value) whilst you pay rent on the remaining share. Later on, when you can afford to, you can increase your equity in the property by buying more, if not all, of the remaining shares.

You could buy a home through Help to Buy: Shared Ownership in England if:

  • Your household earns £80,000 a year or less outside London, or £90,000 a year or less in London
  • You are a first-time buyer, you used to own a home but can’t afford to buy one now, or are an existing shared owner looking to move.

With Help to Buy: Shared Ownership, you can buy a newly built home or an existing one through resale programmes from housing associations. You’ll need to take out a mortgage to pay for your share of the home’s purchase price or fund this through your savings. Shared Ownership properties are always leasehold.

If you’re looking at buying a new home, the various options available to you might seem a little overwhelming. But whether you need assistance in finding your new home or taking care of your finances, we are here to help!

 

Get in touch

Get more information and guidance on Help to Buy Schemes by filling out our form below.

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